Build Your Future Here:

Thinking of changing jobs or starting your career at a growing company? Well you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals.

Peoples Bank is one of the largest 200 banks in the United States with 132 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation celebrated its 20th anniversary in 2023 and is proud to share over $7 million has been donated to local organizations since its inception.

Some of Peoples Bank recent nationwide accolades:

• American Banker Best Banks to Work For in 2021, 2022 and 2023
• Top Workplaces USA national award in 2022 and 2023
• Newsweek's America's Best Banks 2023

At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs, paid vacation and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/

Job Purpose:

This position will be responsible for commercial loan collections and related loan servicing. Will devise and execute effective collection strategies designed to efficiently resolve commercial loan delinquency, mitigate risk, and ameliorate recoveries while minimizing expense and maintaining excellent customer service.

Job Duties:

• Will identify, evaluate, and resolve commercial loan delinquencies.
• Responsible for reviewing and analyzing loan documents, loan payments, past dues, loan collateral and inspections, monetary compliance/defaults, covenant(s) compliance, financial statement reporting, maturities, forbearance agreements, bankruptcy, and other legal proceedings.
• Will devise and execute effective collection strategies. Recommend workout solutions and/or loan modifications, implement orderly liquidation/exit or rehabilitation plans, manage foreclosures and repossessions.
• Will initiate collection calls and resolve delinquencies while demonstrating proper phone etiquette, written and verbal communication skills.
• Collaborate with line of business partners to ensure proactive risk management and devise and implement strategy for delinquency reduction and over all asset quality improvement.
• Responsible for managing internal and external resources to effectively control expenses.
• Will provide timely and accurate reporting to senior management.
• Will be responsible for executing duties in compliance with internal policies and procedures in addition to applicable regulatory requirements.
• Will coordinate and collaborate with attorneys to enforce rights and remedies, as necessary
• Will handle administrative functions as needed for the Special Assets Department, including but not limited to, preparation of correspondence (notices of default, demand, etc).
• Will perform special projects as assigned.

Education, Job Skills and Qualifications:

• Bachelor's degree or equivalent work experience required.
• 5+ years of related experience in commercial collections or as a loan officer, workout banker, credit analyst, or underwriter.
• Working knowledge of the following:

1. Commercial Lending (Commercial and Industrial, Real Estate, Health Care and Energy)
2. Bankruptcy
3. Lending laws and risks associates with troubled credits
4. State collection laws
5. Foreclosure and Article 9 sale processes
6. Banking regulations
7. Credit approvals
8. Loan documentation
9. Collateral valuation
10. Banking policy
11. Accounting and cash flow analyses

• Must possess highly developed interpersonal skills.
• Strong attention to detail with organizational skills
• Thorough underwriting, accounting and cash flow analytic skills.
• Developed listening, problem solving and time management skills.
• Ability to clearly and succinctly communicate with proper grammar (excellent written, oral and presentation skills).
• Ability to work independently and properly prioritize duties with minimal guidance/supervision but also be a team player to ensure departmental goals are achieved.

Basic Qualifications:

• Bachelor's degree or equivalent work experience required.
• 5+ years of related experience in commercial collections or as a loan officer, workout banker, credit analyst, or underwriter.
• Working knowledge of banking regulations, state collection laws, and bankruptcy law.
• Travel (<10%) as required throughout Maryland, D.C., Virginia, West Virginia, Kentucky, and Ohio

Equal Opportunity Employer M/F/Disabled/Vet;
If you are unable to complete this application due to a disability, contact to ask for an accommodation, alternative application process, or other inquiries.